SJ Financial Management
Clear Advice. Trusted Guidance. Financial Confidence.
Regulated by the Institute of Chartered Accountants in England & Wales (ICAEW)
Accredited: Fellow Chartered Accountant (FCA)
Welcome to SJ Financial Management
SJ Financial Management is a small, independent accountancy practice supporting individuals and small businesses with clear, reliable financial services.
Whether it’s year-end accounts, bookkeeping, payroll, or VAT returns, SJ Financial Management delivers professional support with a personal approach – no jargon, no hidden fees, and no hassle.
About us
SJ Financial Management was founded by Shabir Janmohamed, a Fellow Chartered Accountant (FCA) with over 15 years of experience. The practice is regulated by the Institute of Chartered Accountants in England & Wales (ICAEW) and built on values of trust, transparency, and quality.
Working closely with every client, SJ Financial Management offers one-to-one support and practical advice to help simplify financial responsibilities and stay compliant with confidence.
Why Clients Choose SJ Financial:
Experienced and Qualified
SJ Financial is led by a Fellow Chartered Accountant (FCA) with over 15 years of hands-on experience across a range of sectors.
Clear, Practical Advice
Straightforward guidance tailored to each client’s needs – with a focus on real-world solutions, not jargon.
Transparent and Fair Pricing
Fees are clear from the outset, with no hidden costs. Clients know exactly what they’re paying for and why.
Trusted by Local Businesses and Individuals
From freelancers and landlords to growing companies, clients value the professionalism, responsiveness, and continuity SJ Financial provides.
Services
SJ Financial Management offers a focused range of accountancy services tailored to individuals and small businesses:
Accounts Preparation
Preparation of year-end accounts for sole traders, partnerships, and limited companies. SJ Financial ensures all reports are accurate, compliant with current regulations, and submitted on time. This gives you clarity over your financial position and peace of mind at year-end.
VAT Returns
Expert support with VAT registration, planning, and quarterly submissions. Whether you’re using the flat rate or standard scheme, SJ Financial helps you stay compliant and avoid errors or penalties, while also reviewing ways to manage your VAT position effectively.
Bookkeeping
Reliable day-to-day bookkeeping to keep your records up to date, organised, and HMRC-ready. Whether you’re managing expenses, tracking invoices, or simply want to stay in control, SJ Financial provides support that helps you stay on top of the details without the stress.
Making Tax Digital (MTD)
Set-up and ongoing support with HMRC-compliant MTD software. SJ Financial helps ensure your digital tax submissions are accurate, timely, and fully aligned with government requirements – giving you one less thing to worry about.
Payroll
End-to-end payroll services tailored to your business – from payslip generation and HMRC submissions to pension auto-enrolment reporting. SJ Financial handles everything securely and on time, ensuring your staff are paid correctly and your responsibilities are met.
Management Accounts
Regular financial reports to help you understand how your business is performing throughout the year – not just at year-end. SJ Financial can prepare monthly or quarterly management accounts, giving you the insight needed to plan ahead, control costs, and make informed decisions.
Looking For Clear, Professional Support With Your Finances?
SJ Financial Management offers a no-obligation consultation to see how we can help.
What Our Clients Say
”SJ Financial Management has made running my business so much easier. Everything is explained clearly and handled promptly.”
”VAT returns and payroll used to take up so much time. Now it’s all taken care of, stress-free.”
”Highly recommend SJ Financial for any small business needing reliable accounting support.”
Get In Touch
Looking for clear, professional support with your finances?
SJ Financial Management offers a no-obligation consultation to see how we can help.
